Term

ETL

Data Technology Banking Operations Reconciliation

Extract–Transform–Load

Extract – Transform – Load (ETL) - The process of pulling data from multiple sources (core banking, loan systems, CRM, etc.), standardizing the format, then loading it into a data warehouse or reporting system. Commonly used in reconciliation and risk analysis.

Related Terms

GNOL

Online Disbursement (GNOL) - A loan disbursement process carried out entirely on digital systems, without the customer visiting a branch. Loan funds are transferred directly into the customer's account after the application is approved. Post-disbursement reconciliation is the step of cross-checking disbursement figures between the loan system and core banking to ensure they match.